Capitolone Com Walmartcardapply (2024)

FAQs

How hard is it to get approved for a Walmart credit card? ›

Approval Requirements: Both cards accept applicants with fair credit, so a score of 640 or higher is required. Requirements also include being a U.S. resident and at least 18 years of age to get either card. You'll also want to have a steady income, although the issuer doesn't release specific income requirements.

Capital One has shut down applications for the Capital One® Walmart Rewards™ Mastercard®, as well as for the "closed-loop" Walmart Rewards Card that was usable only with the retailer. Existing cardholders will be transitioned to the Capital One Quicksilver Cash Rewards Credit Card, even if they already have that card.

You need a credit score of 640 or higher (fair credit or better) to get a Walmart credit card. Your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.

You can add your eligible Capital One rewards credit card to your Amazon account and then enroll in the Shop with Points program. You're able to apply as many of your rewards to your Amazon.com purchases as you'd like. And if you don't have enough rewards, you can use your Capital One card to pay for the rest.

You'll need good to excellent credit to qualify for a Capital One Walmart Rewards® Mastercard®. A credit score of 670 or higher is considered good in the FICO Score range. You'll need good to excellent credit to qualify for a Capital One Walmart Rewards® Mastercard®.

There's always a chance to get Walmart Credit Card instant approval when you apply online or in-store. If you're instantly approved for either this card or the Walmart® Store Card, you may use your card to make purchases right away. Just keep in mind that Walmart Credit Card instant approval is never guaranteed.

The Capital One Walmart Rewards® Mastercard® will increase your credit limit no more than once every six months generally. This time frame applies whether you request a credit limit increase yourself or wait for Capital One to offer you an automatic increase.

The two different Walmart credit cards are the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card, both of which offer 2% - 5% back on Walmart purchases and have no annual fee. The Walmart Credit Card works anywhere Mastercard is accepted, whereas the Walmart® Store Card is more limited.

Your credit card might be suspended or restricted because a new card hasn't been activated, there have been unusual transactions, payments are late or you've exceeded your credit limit. You can contact your credit card issuer to learn why your card has been suspended or restricted.

Capital One and Walmart no longer have a credit card agreement, and Capital One isn't issuing Walmart cards anymore. Current Capital One Walmart cardholders can still use those cards for now, but they may ultimately be transitioned to another Capital One card product.

What is Walmart's credit card limit? ›

The minimum credit limit of the Walmart Credit Card is $300 upon approval, according to the Capital One website. The actual amount will be determined by the issuer after a review of your application and ability to pay. This answer was first published on 02/29/24.

You can use your Walmart Credit Card for gas at any station. But if you have the Walmart® Store Card, you can only use it to buy gas at Walmart, Murphy USA, Sam's Club, and Walmart Neighborhood Market stations.

Since the Walmart Rewards™ Card* is a private-label card, you can only use the card at Walmart properties, which include Walmart.com, the Walmart app, Walmart stores and Murphy USA gas stations. On the other hand, the Capital One Walmart Rewards® Mastercard®* can be used anywhere Mastercard is accepted.

Your new Capital One Quicksilver Mastercard will also still be accepted at Walmart® and anywhere else Mastercard is accepted. What if I already have a Quicksilver account(s)? It is possible to have more than one Quicksilver Mastercard account.

What are the Walmart Credit Card requirements for approval? To get approved for the Walmart Credit Card, you will need a credit score of 640 or above (fair credit or better).

The minimum credit limit attached to a Capital One Walmart card is $300. That said, your actual limit will be determined at the time of approval according to relevant factors like your credit score, current debt-to-income ratio and annual income.

You will need a credit score of at least 680 to be approved for the Walmart Rewards Mastercard. Although, it may be possible to be approved with a credit score as low as 640 if you have sufficient income. If your credit is less than ideal, you may be approved for a higher interest rate of 25.99%.